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TERMS OF USE

Welcome to the website of Credixa, LLC (“Credixa,” “we,” “our,” or “us”). By accessing or using this website, you agree to comply with and be bound by the following Terms of Use. If you do not agree with these terms, please discontinue use of this website.

Acceptance of Terms

By using this website, submitting an application, or accessing any services offered by Credixa, you acknowledge that you have read, understood, and agree to be legally bound by these Terms of Use and all applicable laws and regulations.

Services Provided

Credixa, LLC may operate as a:

  • Lender
  • Loan broker
  • Creditor
  • Credit services organization
  • Debt collector

Depending on the services provided to consumers.

Credixa may:

  • Provide financing programs
  • Assist with credit improvement services
  • Support structured debt-resolution programs
  • Receive, hold, or control consumer funds
  • Facilitate repayment arrangements

Credixa does not provide legal, tax, accounting, or bankruptcy advice.

Eligibility Requirements

To use Credixa services, you must:

  • Be at least 18 years of age
  • Provide accurate and complete information
  • Comply with applicable laws and regulations
  • Meet eligibility requirements for specific programs

Eligibility for services may vary based on credit profile, financial status, documentation, and jurisdiction.

No Guarantee of Approval

Submission of an application does not guarantee:

  • Loan approval
  • Credit improvement results
  • Debt-resolution outcomes
  • Specific financing terms

All approvals remain subject to verification, underwriting review, and eligibility assessment.

Debt Settlement Program Disclosure

Participation in debt-resolution or debt settlement programs:

  • Will likely adversely affect your creditworthiness
  • May result in collection activity or legal action
  • May increase total amounts owed due to interest and fees

Results vary based on individual circumstances and creditor participation.

User Responsibilities

By using this website, you agree to:

  • Provide truthful and accurate information
  • Maintain the confidentiality of your account credentials
  • Notify Credixa promptly of unauthorized account activity
  • Use services only for lawful purposes

Credixa reserves the right to suspend or terminate access if misuse is suspected.

Electronic Communications Consent

By using this website, you consent to receive communications electronically, including:

  • Application updates
  • Account notifications
  • Disclosures and agreements
  • Service-related correspondence

Electronic communications satisfy any legal requirement that such communications be in writing.

Third-Party Services

Some Credixa services may involve third-party providers. When applicable:

  • Additional terms may apply
  • Fees may differ
  • Service availability may vary

Credixa is not responsible for services delivered by independent third-party providers beyond its control.

Intellectual Property Rights

All website content, including:

  • Text
  • Graphics
  • Logos
  • Branding
  • Layout
  • Software components

Is the property of Credixa or its licensors and may not be copied, reproduced, or distributed without written permission.

Website Availability

Credixa makes reasonable efforts to maintain website availability but does not guarantee uninterrupted access. We reserve the right to:

  • Modify website content
  • Suspend services temporarily
  • Update features without prior notice

Limitation of Liability

To the fullest extent permitted by law, Credixa shall not be liable for:

  • Indirect or incidental damages
  • Financial losses resulting from reliance on website content
  • Service interruptions
  • Unauthorized account access

Use of this website is at your own risk.

Regulatory Notice

Credixa, LLC is registered with the Department of Financial Protection and Innovation (DFPI) under the California Consumer Financial Protection Law (CCFPL).

Registration Number:
01-CCFPL-1269219-3478532

C.P.D. Registration Number:
T.S. 12-03822

Registration does not imply endorsement by any regulatory authority.

Equal Opportunity Statement

Credixa complies with applicable consumer protection and fair-lending laws and does not discriminate on the basis of:

  • Race
  • Color
  • Religion
  • Sex
  • Marital status
  • National origin
  • Ancestry

Changes to These Terms

Credixa reserves the right to update these Terms of Use at any time. Changes become effective immediately upon posting. Continued use of the website constitutes acceptance of the revised terms.

Contact Information

If you have questions regarding these Terms of Use, please contact:

Credixa, LLC
Customer Support Team
loan@credixa.org
(551)239-3187

Enrollment
551-239-3187
loan@credixa.org  
Hours of Operation
8:00am - 10:00pm (EST) Mon-Fri
8:00am - 8:00pm (EST) Sat-Sun

Customer Loyalty Group (Existing Clients)

Skip the wait, chat now for faster service!

Contact Us

551-239-3187
loan@credixa.org
Hours of Operation
Phone: Mon-Fri 9a-8p EST
Live Chat Hours: Mon-Fri 8a-12a EST, Saturday 9a-6p EST

Terms of Use
Disclaimers

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©2026 Credixa, All rights reserved.
Credixa is a registered service mark of
Credixa LLC.

 

Credixa, LLC may operate as a lender, loan broker, creditor, credit services organization, and/or debt collector, depending on the services provided. Credixa, LLC may pay debts on behalf of consumers and may receive, hold, or control funds belonging to consumers. Credixa, LLC does not provide bankruptcy, legal, accounting, or tax advice. Participation in debt settlement services: Will likely adversely affect your creditworthiness May result in collections activity or legal action by creditors or debt collectors May increase the total amount you owe due to the accrual of fees and interest Services are available in all states. Some third-party fees may apply.

C.P.D. Reg. No.: T.S. 12-03822 DFPI Registration (CCFPL): 01-CCFPL-1269219-3478532

Credixa is a credit services organization and assists consumers in improving their credit profiles. Entering into a debt settlement program could adversely affect your credit score 📉

Credixa complies with applicable consumer protection and fair-lending laws and does not discriminate on the basis of race, color, religion, sex, marital status, national origin, or ancestry.